Underwrite at Scale: Do More Deals faster!

  • Inbox Zero, Instantly: Clear your application inbox with email forwarding
  • Effortless Sync: Auto-sync key application data to your CRM
  • Faster Credit Decisions: Focus on key deals with our auto-decline and feedback feature
  • Fraud Detection: Ensure accuracy with automated fraud checks
  • Custom Solutions: Get tailored underwriting checks for your needs Book a demo

Let Intelligence Drive Your Funding Decisions

At Merchant Matrix, we are redefining how funders, brokers, and underwriters approach the underwriting process. Our AI-driven platform transforms traditional review cycles into streamlined, insight-rich decisions powered by cutting-edge financial technology.

🔍 Our Core Services

📄 Automated Parsing and Analysis of Bank Statements

Our system extracts and analyzes data from complex bank statements in seconds—eliminating manual errors and accelerating underwriting workflows.

🛡️ Risk Assessment and Fraud Detection

Advanced AI models detect inconsistencies, anomalies, and signs of fraud in financial documents—helping you protect your portfolio and make more confident decisions.

✅ Fundability Scoring and Loan Application Review

Get fast, objective fundability scores based on real-time analysis of financial health, cash flow, and transactional behavior—so you know exactly who’s eligible and why.

📊 Data Insights and Reporting Tools

Turn raw financial data into actionable intelligence. Our reporting dashboards provide deep insights into borrower risk, trends, and performance—all in one place.

🧠 Why Choose Merchant Matrix?

  • AI precision and speed
  • Secure cloud-based infrastructure
  • Designed for brokers, underwriters & funders
  • Real-time decisions powered by real data
  • Bank-grade compliance and privacy standards