Underwrite at Scale: Do More Deals faster!
- Inbox Zero, Instantly: Clear your application inbox with email forwarding
- Effortless Sync: Auto-sync key application data to your CRM
- Faster Credit Decisions: Focus on key deals with our auto-decline and feedback feature
- Fraud Detection: Ensure accuracy with automated fraud checks
- Custom Solutions: Get tailored underwriting checks for your needs Book a demo

Let Intelligence Drive Your Funding Decisions
At Merchant Matrix, we are redefining how funders, brokers, and underwriters approach the underwriting process. Our AI-driven platform transforms traditional review cycles into streamlined, insight-rich decisions powered by cutting-edge financial technology.
🔍 Our Core Services
📄 Automated Parsing and Analysis of Bank Statements
Our system extracts and analyzes data from complex bank statements in seconds—eliminating manual errors and accelerating underwriting workflows.
🛡️ Risk Assessment and Fraud Detection
Advanced AI models detect inconsistencies, anomalies, and signs of fraud in financial documents—helping you protect your portfolio and make more confident decisions.
✅ Fundability Scoring and Loan Application Review
Get fast, objective fundability scores based on real-time analysis of financial health, cash flow, and transactional behavior—so you know exactly who’s eligible and why.
📊 Data Insights and Reporting Tools
Turn raw financial data into actionable intelligence. Our reporting dashboards provide deep insights into borrower risk, trends, and performance—all in one place.
🧠 Why Choose Merchant Matrix?
- AI precision and speed
- Secure cloud-based infrastructure
- Designed for brokers, underwriters & funders
- Real-time decisions powered by real data
- Bank-grade compliance and privacy standards