Capturing Submission Emails
Utilizing APIs or other methods to extract submission emails from Gmail or Outlook.

Reading Bank Statements and Applications
Extracting relevant data from bank statements and applications attached to the submission emails.

Filtering Applications
Automatically filtering out applications that don’t meet predefined criteria, reducing the workload for manual review.

Quick Data Entry for Unread Applications
Providing a streamlined data entry interface for applications that haven’t been automatically processed.

Sending Applications to Underwriters
Routing successful applications to underwriters, allowing for multiple underwriters with different rules.

Presenting Statistics and Alerts to Underwriters
Presenting underwriters with comprehensive statistics, positions, fraud warnings, and leverage stats to aid decision-making.

Underwriter Decision
Underwriters can make offers, deny applications, or request additional stipulations.

Broker Adjustment of Offers
If sent by merchantmatrix.ai, brokers can adjust offers using sliders and upload additional information if required.

Contract Request Queue
Accepted applications are placed in a contract request queue, including all stipulations.

Sending Contracts or Counter-Proposals
Funders can send contracts to their CRM, create contracts, or counter-propose based on the stipulations.

Customer Verification via Plaid (coming soon)
Customers can log in to their bank via Plaid to verify their identity and provide up to 24 months of bank transactions, updating underwritten information.

Contract Generation and Electronic Signature (coming soon)
Pre-filling agreement fields with offer, application, and bank statement information, then sending contracts out for electronic signature.